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ATR and QM Refresher passport loan structureWith the revised General QM rule that took effect October 1, 2022, do you fully understand the difference between the old legacy General QM and the new revised General QM? What about a Seasoned QM how do you get one of those?! While some things have certainly changed (ahem, 43% DTI cap, Im looking at you), plenty of things remain the same like the types of legal protection (well, mostly), loan feature limitations and restrictions, and some of the
